Key Takeaways:
- t54 attracted a seed spherical of $5 million below Anagram, PL Capital and Franklin Templeton with a candy incentive of Ripple.
- The startup is looking a belief layer to AI brokers, comprising id checks and real-time scoring of dangers, in addition to agent-native credit score.
- The infrastructure is related to XRPL, Solana, Base, and Virtuals, it tries to take care of a secure and wholesome on-chain agent exercise.
AI brokers are transferring from copilots to autonomous actors that execute funds, handle treasury, and work together with good contracts. t54 goals to unravel the lacking piece: belief infrastructure constructed particularly for non-human individuals in monetary methods.

$5M Seed Spherical Targets Agentic Economic system Infrastructure
t54 introduced that it not too long ago raised $5 million efficiently within the seed spherical to develop requirements on identification and danger administration for AI-operated monetary actions. This funding spherical was co-led by Anagram, PL Capital and Franklin Templeton with the strategic participation from Ripple, Virtuals Ventures, Blockchain Coinvestors and ABCDE.
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This fund shall be utilized to broaden the technical group, speed up product growth course of and scale up cooperation relationships with establishments implementing computerized operation fashions.
Founder Chandler Fang mentioned monetary rails have been constructed round human id and decision-making. As AI brokers start initiating transactions independently, there isn’t a standardized framework to confirm who or what’s performing, how danger is measured, or how accountability is enforced.

Constructing the Belief Layer for AI Brokers
t54 positions itself as core infrastructure for the “agentic financial system.” Its platform rests on 4 pillars:

Id & Verification
The system introduces a “Know Your Agent” framework which incorporates developer identification, mannequin origin monitoring, human & AI agent hyperlink and exercise goal identification. The aim is to create a compliance-ready authorization scheme permitting enterprises to empower AI brokers to function in step with audit and supervision legal responsibility assure.
Threat & Fraud
An actual-time engine evaluates agent transactions utilizing behavioral patterns, machine context, operational mandates, and code audits. The system identifies suspicious transactions upfront previous to the cash even gliding out, lowering the chance of getting fraud.
Credit score
t54 will assist agent-native credit score traces with confirmed identities, historical past of transactions, and real-time danger ranking. This may occasionally open up AI-based commerce and automate treasury.
Unified Platform Layer
All id, danger controls and settlement function on a single stack. The impartial brokers don’t require companies to make use of totally different compliance instruments.
Ripple and Institutional Alignment
The participation of Ripple reveals that AI agent based mostly monetary infrastructure discipline is shortly changing into hotter than ever. Markus Infanger, Senior Vice President of RippleX indicated that computerized methods are enjoying a job as entities collaborating in financial actions, not solely instruments, due to this fact monetary infrastructure additionally must adapt accordingly.
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Franklin Templeton additionally agrees with this opinion. Tony Pecore Senior Vice President cum Director of Digital Asset Administration underlined that tokenized markets want extra stricly identification frames when AI methods start the participation within the monetary course of.
